Inland Empire Trailer Sales (951) 898-0337
North County Trailer Sales (760) 297-1174

Financing Your Trailer Purchase

Need Financing for your Trailer Purchase?

At Norco Trailers we have experience working with many Financing companies to help you secure the funds you need for your Business or Personal trailer purchase. We’re also happy to work with any Bank or Credit Union you currently have a working relationship with and are able to secure your own funding through! Our customers have had great experiences Financing through the Reputable companies listed below.

 

We recommend contacting us in order to receive an Out the Door* price worksheet for your selected trailer prior to applying for financing, in order to ensure you apply for the entire amount you’ll need.  *Out the Door Pricing Includes: Trailer Price, Plus Sales Tax, DMV fees, CA Tire Fee, and accessories*

 

Not sure where to apply for your trailer loan? Complete the Survey below to get a recommendation then scroll down to learn more or apply with the banks mentioned. 

*An approval with any of the following bank recommendations is not guaranteed based on minmum credit score alone, but this tool can be a useful guide to determine the best bank for a customer’s unique situation.

*All approval offers are determined on a case by case basis based on a customer’s creditworthiness as determined by each bank’s decision making process. Each Bank determines their approvals, terms, rates, and down payments; Norco Trailers doesn’t have a say in these decision making processes. If you have questions about a bank’s decision you’ll need to reach out to them.
 

 

Personal Trailer Financing & Business Trailer Financing Options:

For Personal Financing with a range of payment and interest options Compare:  Synchrony Bank*, Sheffield Financial, Lendmark Financial, OneMain, Rock Solid Funding, and United Midwest Savings Bank.

For Business Financing options Compare: Synchrony Bank*, CIT Bank, Sheffield Financial, and Banner Bank to find the funding right for you and your business!

*Synchrony Bank Business applications must be completed in our office. Synchrony Bank and Sheffield Financial installment loans can be put into a business name but will run the applicant’s personal credit to guarantee the loan.

 

Read about Each of these Reputable Companies Below:

Personal Credit Options for Customers with Good-Excellent Credit

Sheffield Financial

Sheffield Financial

Sheffield Financial offers the most complete trailer financing in the trailer industry. We offer several choices of retail financing including utility trailer financing, cargo trailer financing, dump trailer financing, lowboy trailer financing, and aluminum open trailer financing. With five separate trailer financing programs to choose from, our trailer financing options are sure to work for whatever your trailer financing needs are. Whether you choose to finance your business’s trailer with a business loan or a personal loan, Sheffield has a plan to meet your cash flow need!

Great for applicants who have 685+ credit score and who are comfortable having their personal credit guarantee the trailer loan in their personal name or business name.
Can be used to finance New or Used trailers 7 years old or newer.

Synchrony Financial

Synchrony has entered the Power MotorSports and Trailer markets and offers Personal loans. Can be used to finance New or Used trailers that are 10 years old or newer.

If you would like to apply you can either visit one of our stores to apply or complete an application online and bring in your approval number and 2 forms of ID to either of our store locations to complete the paperwork process and purchase your trailer.

Synchrony generally approves customers with 670+ credit scores, and has been offering 9-25% interest rates lately. Many customers need to put 10-20% down, but some are offered 0% down depending on creditworthiness and the trailer being purchased.

Financing Options that use Business Credit

CIT First Citizens Bank logo for trailer financing

CIT Bank is now First Citizens Bank

CIT is a division of First Citizens Bank, the largest family-controlled bank in the United States. The company’s commercial banking segment brings a wide array of best-in-class lending, leasing and banking services to middle-market companies and small businesses from coast to coast.

Great Option for Applicants Business Credit over 670+ who do not want to use their Personal Credit as a Guarantor on the Loan.

mazo capital solutions logo

Mazo Capital

MAZO™ Capital Solutions is a trust-driven, full-service commercial finance company dedicated to serving America’s small business community.

Financing with MAZO Capital Reports and Builds Business Credit – meaning this does not report to the personal credit and does not affect the personal DTI. They offer programs for All Credit Types – A-D credit lender. MAZO offers Zero Down – 100% financing on approved credit, and grants approvals with an initial soft credit pull.

Great option for customers who want to put a trailer in a company name and build company credit.

Financing Options for Customers with 575-650 Credit

RockSolid Funding

For more than 15 years, Rock Solid Funding has provided quick and reliable financing options for customers nationwide looking to finance all types of cargo trailers and utility trailers. Rates from 6.74% – 19.95% depending on credit.

Rock Solid can finance New or Used trailers 12 years old or newer.

Great Option for Applicants with 575+ Credit who are comfortable with a 10% down payment.

United Midwest Savings Bank Logo

United Midwest Saving Bank

Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Our products, services, and expertise have the feel of a small community bank, but the reach of a national brand.

Enjoy the advantages of a fixed 14.99% installment loan with 6-60 month terms, no hidden fees, and the power to buy big-ticket items. Quick application, approval, and contracting process to facilitate same or next day trailer purchases.

Great for applicants with 640+ credit scores who are comfortable with a 10%-15% down payment. ​Can be used to finance New or Used trailers.

Financing Options for Customers with 520+ Credit Scores

OneMain

OneMain Financial

OneMain Lending offers the cash you need with fixed monthly payments that you can afford and no prepayment penalties. We can help make your dreams a reality with a personal loan for most any purchase!

Minimum loan amounts are $3000. Some customers qualify for personal loans, and others qualify for secured trailer loans depending on credit worthiness.

Great Option for Applicants with Imperfect Credit.

lendmark financial service

Lendmark Financial Service

When you find what you want, Lendmark Financial Services help you with the financing.

Whether you are looking to finance a new or used vehicle, or simply want to refinance an existing loan, we can help. Go shopping and find the vehicle you want — our representatives are ready when you are to assist with convenient payment amounts, terms and options. Lendmark Financial Services

Credit issues? No Problem! Get in touch with your nearest branch and secure your financing today!